Privacy Policy for 2147M Equity LLC dba Scorify Credit.

Last Updated: [July 13, 2025]

2147M Equity LLC dba Scorify Credit (“Scorify Credit,” “we,” “our,” or “us”) is committed to protecting your privacy and the personal information you provide. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.scorifycredit.com, or otherwise interact with our services.

By using our website, submitting your information to us, or clicking “agree” on any of our Online Ads or intake forms, you consent to the practices outlined in this policy.

1. Information We Collect

We may collect personal information that identifies, relates to, or could reasonably be associated with you, such as:

  • Full name

  • Address

  • Email address

  • Phone number

  • Social Security Number or Tax ID

  • Credit report and financial data

  • Payment information

  • IP address, browser/device data

We may also collect non-personal data, such as browser behavior, cookies, clickstream activity, and analytics through tools like Google Analytics or session replay technologies.

2. How We Use Your Information

We use your personal and non-personal information for the following purposes:

  • To provide credit consulting and related services

  • To verify your identity and access credit-related records

  • To contact you about your account or service requests

  • To send updates, alerts, or marketing materials

  • To detect and prevent fraud, abuse, or illegal activity

  • To comply with legal and regulatory obligations

  • To improve website performance and customer experience

If you agree, we may contact you via text (SMS) or email to deliver service-related updates. Message/data rates may apply.

3. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Remember your preferences and session information

  • Analyze traffic and user behavior

  • Serve targeted ads based on your browsing activity

You may opt out of cookies via your browser settings, though some features may not work as intended.

4. Sharing of Information

We do not sell your personal information. We may share data with:

  • Authorized Service Providers: Under strict confidentiality, for processing payments, delivering services, and customer support

  • Credit Bureaus or Creditors: As necessary to support credit challenges or credit consulting services

  • Affiliated Entities or Subsidiaries: Under common ownership for internal use only

  • Legal or Regulatory Agencies: When required by law, court order, or regulatory investigation

  • Business Transfers: In the event of a merger, sale, or acquisition

5. State Privacy Rights

California Residents (CCPA/CPRA)

California residents may request:

  • What categories of information we collect, use, or disclose

  • Access to or deletion of their personal data (unless exempt under law)

  • Correction of inaccurate information

  • To opt out of the sale or sharing of personal information (we do not sell)

To exercise your rights, contact:
📧 Email: [Insert Contact Email]
📞 Phone: [Insert Business Phone]
📝 [Insert Web Form or Link if Available]

We will verify your identity using details you previously submitted (e.g., name, date of birth, last four of SSN).

You will not be discriminated against for exercising any privacy rights.

6. Data Retention

We retain your personal and non-personal information for as long as needed to:

  • Fulfill service obligations

  • Comply with legal, tax, and regulatory retention requirements

  • Resolve disputes

  • Protect against fraud or abuse

This may include retention for up to seven (7) years after your account or file is closed.

7. Security of Your Information

We use SSL encryption and industry-standard security protocols to protect your data. However, no internet transmission is fully secure. We recommend:

  • Using strong, unique passwords

  • Logging out after use on public or shared devices

  • Not sending sensitive info via unencrypted email

8. Children’s Privacy

Scorify Credit does not knowingly collect data from anyone under the age of 18. If you believe we have collected such data, contact us immediately to delete it.

9. Third-Party Links and Policies

Our website may contain links to third-party websites. We are not responsible for their content or privacy practices. We encourage you to review their privacy policies before sharing personal information.

10. Contact Us

If you have questions, need to update your information, or wish to submit a data request, contact:

2147M Equity LLC dba Scorify Credit
📍 1178 Broadway, 3rd Floor #489New York, NY 10001
📧 Support@ScorifyCredit.com
📞 347-470-5001

11. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date reflects the most recent revisions. Your continued use of our site after changes means you accept the new terms.